![]() ![]() The downside? If you have to make a claim for repairs to your home, you’ll be required to shell out more money before your insurance helps cover the cost of repairs. If you choose a higher deductible, the annual premium for your insurance policy will likely be lower. For example, you could choose a $1,000 deductible that would apply to your dwelling coverage, other structures coverage and your personal property coverage. You can typically select the deductible for your property coverage in your homeowners policy. One factor that determines how much you pay for homeowners insurance is the deductible, which is your share of a covered claim Retrieved 21 August 2018.How The Deductible You Choose Affects The Cost Of Your Policy’s Premium
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